Optimum Benefits 4 uOptimum Benefits 4 uOptimum Benefits 4 u
(844) 961 1196
17424 W Grand Pkwy S, Sugar Land, TX 77479
Optimum Benefits 4 uOptimum Benefits 4 uOptimum Benefits 4 u



New ACT: Under the Consolidated Appropriations Act, 2021, which was signed into law on Dec. 27, 2020, some provisions of the Paycheck Protection Program (PPP) have been revised, including the ability for businesses to apply for a new PPP loan or even a second-draw PPP loan.

While small businesses responded to the disruption caused by the COVID-19 pandemic since March of 2020 — temporarily closing operations, reducing staff, and then attempting to reopen under myriad guidelines and requirements from legislation intended to mitigate the spread of the virus — the federal government provided opportunities to apply for financial relief.

Under the Coronavirus Aid, Relief, and Economic Security (CARES) Act, businesses could apply for loans through the Small Business Administration’s Paycheck Protection Program (PPP) — and have portions of the loan proceeds used toward eligible costs forgiven in full. The PPP loan application closed on Aug. 8, 2020, and many lenders are now processing PPP loan forgiveness applications.

We are currently helping businesses to get tax benefits through US SBA Paycheck Protection Program (PPP). Whether you are a first-time applicant or a borrower seeking a second draw loan, we understand the urgency of PPP funding for your small business and we will work hard for you to facilitate this relief.

Please note the information on this page as well as the required information in the application are subject to change pursuant to additional guidance or rules published by the SBA. In addition, approval during a previous round of the Paycheck Protection Program does not guarantee approval during the current round of the Program. Eligibility and availability are determined on a case-by-case basis by SBA.


Contact us now

    • 17424 W Grand Pkwy S, Sugar Land, TX 77479.
    • (844) 961 1196
    • contact@optimumbenefits4u.com

    Program Highlights:

    Amount: Terms: Availability: Forgiveness: Collateral: Eligibility:

    Generally up to $2 million for eligible expenses (exceptions and eligibility criteria vary and may apply).

    1% annual percentage rate with maturity of 5 years.

    Our application is open now.

    Up to 100% if proceeds used for designated expenses while maintaining salaries and headcount for the covered period.

    No collateral or personal guarantees are required

    Most businesses and nonprofits as prescribed by the SBA (employee count and business entity exceptions may apply). Borrowers applying for a second draw loan may have no more than 300 employees and must show at least a 25% reduction in revenue in accordance with the requirements.

    All terms subject to change based on the latest updates from the US Small Business Administration(SBA).

    Required Documents:

    Independent Contractor/Self-Employed/Sole Proprietorship with No Employees
    Sole Proprietorship/Self Employed with Employees
    Corporations (& LLCs that file as corporations)
    Partnerships (& LLCs that file as partnerships)
    Non-profits Second-Draw Requirements
    Learn more about PPP

    Helpful Tips:

    Please complete the application from your desktop computer using the Google Chrome browser.
    When uploading documents, please use the approved formatting (PDF is preferred) and ensure that you upload quality images for faster processing.
    Please contact via email whenever possible. If you must call, try to avoid peak hours of 11am – 3pm EST so that you don’t have to wait too long for support.
    If you include your business name with your email inquiry, we can help you much faster.
    Our customer support staff are not financial advisors and therefore are unable to provide advice of any kind. We are educated on the program and our application flow, and we can help provide information about your application status. For all other inquiries, please seek support from your CPA.
    The banking information you provide will be where your funds go, so please be sure to provide a business account or your bank may reject it.
    Need any Further Assistance?